It is difficult for practitioners to maintain a peaceful, fair and just mentality. Coupled with the temptation of unreasonable commissions for most wealth management products, incidents that violate professional ethics are prone to occur. Many financial planners in the financial market have actually become salesmen of financial products. 4) Insufficient differentiation of wealth management products, lack of breadth and depth In China's wealth management market, major wealth management institutions are competing to issue wealth management products on a large scale.
Due to the insufficient development of the industry, under the background of rapid business development, there are obvious product homogeneity problems. From the way of income, investment direction and expected rate of return These three points can be seen that the differentiated performance of wealth management products is insufficient. 5) The lack of an integrity system is not conducive to the development of the wealth management industry When conducting financial planning, financial planners must gain sms marketing service the full trust of customers and understand the financial, life, asset flow and other information of customers and their families. At the same time, financial planners must also be loyal to customers and pay attention to the confidentiality of customer information.